While MoneyLion is a favorite of many, there are other cash advance apps to get you what you need, be it offering checking accounts, personal loans, or ATM cards, there’s an app for everyone to make waiting for the next paycheck not so bad.īrigit is an app that helps you “bridge” the gap between paydays, hence its name. Here are a few of the best cash advance apps like MoneyLion With Instacash, eligible borrowers pay 0% interest, and in addition to charging zero interest, Instacash has no monthly fees, although you can pay an optional fee to receive funding faster. You can get up to $500 instantly to cover an unexpected expense or to use for a night on the town at 0% interest. Instacash is what is known as a short-term cash float from MoneyLion. MoneyLion offers a “Plus subscription” that costs $19.99 per month but is not required for the cash advance. There’s no subscription fee for MoneyLion Core. Instead, you only need a checking account to qualify if: MoneyLion doesn’t need to see employment history. Then, MoneyLion will examine your bank account and set the due date to pay it back on the next expected deposit. If you qualify, MoneyLion works like any other same-day cash advance app for up to $250 per pay period. If you are a non-traditional employee struggling and can’t make it until your next paycheck, this app is for you. One of the most popular cash advance apps is MoneyLion, a fee-free checking account providing a free cash advance up to $250 (considered a Core membership).
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